Simple bookkeeping
Snap a receipt, import your bank statement, and always know exactly where you stand on VAT and deductions. Built for freelancers and self-employed across Europe.
Penni Books handles the boring parts of running a business — so you can focus on the work you actually love.
Snap a photo or upload a PDF. Penni extracts the date, vendor, amount and VAT automatically — no manual entry required.
Penni automatically spots recurring charges — Adobe, Slack, Spotify, Microsoft and 80+ others — and shows you your real monthly and annual burn.
Drop in your bank statement. Penni maps the columns, detects the bank format and auto-categorises every transaction.
Outgoing minus incoming VAT is always visible. Quarterly breakdowns tell you exactly what you owe before the deadline hits.
Create and send professional invoices in seconds. Track status from draft to paid and feed directly into your VAT calculation.
Export a clean .xlsx or PDF for your accountant with a single click. Everything formatted, categorised and ready to hand over.
Most businesses bleed money on forgotten SaaS tools. Penni Books scans every transaction and surfaces every recurring charge — automatically grouped, estimated monthly, and shown as an annual figure that tends to surprise people.
Photograph receipts directly or drop a bank CSV export from your bank. Penni does the rest.
Penni auto-fills vendor, amount, VAT, and category. Review and confirm in seconds.
Expenses, deductions, VAT position and subscriptions update live as you add data.
One click to a formatted .xlsx or PDF — your accountant will love you for it.
"The subscription tracker alone is worth it. I didn't realise I was paying for six tools I'd forgotten about — Penni found them all in my bank import."
"I used to dread the quarterly VAT filing. Now I open Penni, check the moms overview, and it's done. Literally five minutes."
"Finally a bookkeeping tool that doesn't feel like it was made by accountants for accountants. Clean, fast, and actually pleasant to use."
Start free. Upgrade when you're ready. Cancel any time.
Join the beta. Free to start. No credit card required.
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